The new rules for car insurance treat scooters the same as cars. So, everybody who rides a scooter needs to obtain liability insurance. The reform went into effect in July 2025. The Spanish Directorate General of Traffic (DGT) was intended to establish a required registration for personal mobility vehicles (PMVs) that had to be ready by January 2nd, 2026. But the DGT stopped everything just as the countdown began. The measure couldn’t be put into effect on January 2nd as anticipated because the register that was needed to get insurance was ready, but it didn’t have a legal basis. So, a new extension has been given, but there is no set limit, and it only applies to cars that weigh less than 25 kilos.The DGT (Spanish Directorate General of Traffic) says, “The technical work on registering personal mobility vehicles (PMVs) is already done, but the Royal Decree that will make it legal to register all types of PMVs is still being worked on.” On November 18th, the Council of Ministers agreed to speed up the processing of the rules. But the procedure hasn’t been finished in time, therefore it can’t be approved before January 2nd.
So, while the rules are being worked on, the Directorate General of Traffic says that “the previous requirement to register personal mobility vehicles will not apply until the registry is properly regulated and operational.” They say in a statement, “In particular, the insurance requirement for vehicles that are considered light personal vehicles, as defined in the first additional provision of Law 5/2025, will not be enforceable until the registry is properly regulated and operational, and registration can be carried out.”
Until the 26th of January
But not all scooters are free from having to get insurance until further notice. Law 5/2025 says that some scooters must have insurance without having to register them in the vehicle registry first. These are personal mobility vehicles that weigh more than 25 kg and can go faster than 14 km/h. Their insurance will be in effect until January 26, 2026, and there are no plans to make any changes or extensions after that date.The DGT (Spanish Directorate General of Traffic) reminds us that once the Royal Decree is approved and goes into effect, all personal mobility vehicles must be registered in the Vehicle Registry. This can be done easily online through the Electronic Headquarters of the Directorate General of Traffic. The DGT will give information about how to register PMVs once the Royal Decree that controls and registers them is passed.
What the change says and how it affects scooters
The legislation says that you need to get circulation certificates, register the scooter with the DGT (Spanish Directorate General of Traffic), put an identity label on it with the registration number, and have insurance that covers damage to other people’s property in case of an accident. Also, the term “light personal vehicle” was made up to help explain what scooters are under this new rule. This comprises all scooters that have a single seat, are motorised, and can only be made at speeds between 6 and 24 km/h if they weigh less than 25 kg and between 6 and 14 km/h if they weigh more.
Author: Derek Appleton
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